What is a Payday Loan, Cash Advance, Payday Advance or Payday Loan?

A Payday Loan provides you with a short-term, unsecured Cash Advance until your next payday. Applicants choose these short-term advances to take care of small or unexpected expenses while avoiding a bounced check fee. With Payday Loan INsight you can apply for an online payday loan via a secure form and have your advance directly deposited into your checking or savings account.


What about Qualifications?

Getting approved for a payday loan is easier than getting approved for more traditional credit. Your job and your paycheck will be enough collateral. However you will need to meet some of the following requirements.


• Currently employed
• Are 18 years of age and a U.S. Citizen
• Have a checking account or a savings account with direct deposit
• Not active in the Military


How long does it take?

Applicants generally receive approval immediately after applying. Since the money is directly deposited into your account, you will have access within 24 hours, usually sooner.

What about bad credit, NSF's, bankruptcy etc?

No Problem! Many customers generally have sub prime credit; this will not keep you from getting your advance.


Is there an application fee?

Never will Payday Loan INsight charge applicants for applying for online payday through our website.


Is my personal information secure?

Absolutely! Never will we or any of the lenders share you personal information. We respect the privacy of our customers and would expect it if we had to offer up our personal information. All sensitive information included on the application is transmitted through (SSL) Secure Socket Layers.


How often can I use this service?

Whenever an immediate need arises, it is important to remember that an online payday loan is a short-term solution and should be used responsibly.


How is the approved amount of my payday loan determined?

Our lenders will base their decisions on your current income as well as a few other questions on your application.


How soon do I have to pay back my payday loan?

Payday loan are generally paid back on your next payday. Some lenders will allow you to roll-over your payment meaning you only pay the interest. Your lender will disclose this to you when you agree to their terms.


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